Planning for retirement is one of the most important decisions of your career. To help guide you through the process, the Buffalo Teachers Federation has prepared a Retirement Handbook that outlines key information for members considering retirement. The handbook also includes sample retirement letters and other helpful resources.

The BTF contract provides valuable retirement benefits, including a negotiated retirement incentive for eligible members who apply between the ages of 55 and 57, as well as termination compensation based on a percentage of accumulated sick leave.

These benefits can provide a significant financial advantage at retirement and, in some cases, may increase your monthly retirement allowance. The handbook explains these contractual benefits in detail and outlines the steps necessary to apply.

While this information addresses many of the questions members have about retirement and retirement benefits, it is not intended to cover every aspect of the New York State Teachers’ Retirement System (TRS) or the laws and regulations that govern it. Members are encouraged to review the resources provided below and contact TRS directly at 1-800-348-7298 for additional information and personalized assistance.